How Does Nationwide Online Banking Stack Up Against Other Online UK Banks?
Nationwide, the UK's biggest building society, has been on the online
banking scene for some years now; and is now one of the top online
banking sites for high security. If you are a customer for the
Nationwide online banking website, then you will know how favorably
Nationwide stacks up against other online banking services.
The front page of Nationwide has their main advertisement placed on it
along with a little traffic light symbol. Green means that the website
is working normally and without any known problems. Yellow means that
they have got planned maintenance underway, but you can still use the
website. And red means that you cannot use the online banking website
at the moment due to detected problems.
One of Nationwide's advantages over its competition is their strict
sign in policy and questions. When you first sign up, you must enter a
memorable date, a memorable place and a memorable name. When you are
finished signing up, Nationwide will post you your secret six-digit
pass number and customer number. Once you have all this information,
you can sign in and check your accounts.
You must enter your customer number, one piece of your memorable
information to enter. And then you will see that they require 3 digits
of your pass number, which Nationwide will choose whether they want
your 1st number along with your 3rd and 5th digits or a different
combination. These are some of the tightest security measures you will
find on any online banking site.
The main disadvantage that many customers have noticed is that it can
be hard to access the other pieces of information. Cancelling a check
or sorting out your direct debits is easy, but trying to get a loan or
applying for a mortgage can be difficult. All the information is there,
but it is hard to find by simply navigating the Nationwide site.
There is also a convenient inbox where you can receive emails from
Nationwide about planned maintenance--or where you can send an email to
the customer service center when you have a problem.
Overall, if you value security over the ease of use of the website, then Nationwide is the online banking service for you.
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